A crypto credit card with no debt and no interest
Works like credit online but funded with your crypto — no bank account, no credit check, issued in about 60 seconds.
- Fund with crypto
- No debt or interest
- No credit check
- Issued in 60 seconds
- To get your card
- 60sTo get your card
- Countries supported
- 190+Countries supported
- FX markup
- 0%FX markup
- Monthly fees
- $0Monthly fees
Why choose a Oninee crypto credit card
The convenience of a card online, with none of the debt.
Fund with crypto
Top up your card with USDT, BTC or ETH — spend crypto without selling on an exchange first.
No debt, no interest
It's prepaid, so you only spend what you load — no bills, no interest, no surprises.
No credit check
There's no credit check and no KYC on the basic tier — just sign up and fund.
Multiple cards
Issue several virtual Visa cards from one balance for different needs.
Spend worldwide
Use your card anywhere Visa is accepted in 190+ countries with no FX markup.
Ready in a minute
Sign up, fund with crypto and your virtual Visa card is ready in about 60 seconds.
Oninee vs the alternatives
| Feature | Oninee | Bank credit card | Other crypto cards |
|---|---|---|---|
| Fund with crypto | Yes | No | Sometimes |
| No debt or interest | Yes | No | Yes |
| No credit check | Yes | No | Yes |
| No KYC on basic tier | Yes | No | No |
| Issued in ~60 seconds | Yes | No | Sometimes |
| Works in 190+ countries | Yes | Limited | Sometimes |
Get your crypto credit card in three steps
Create your account
Sign up with just an email — no documents on the basic tier.
Fund with crypto
Send USDT, BTC or ETH to your balance from any wallet or exchange.
Spend anywhere Visa works
Issue your Visa card and start spending the same minute.
What users say
"All the convenience of a card online without ever going into debt."
"Funded with crypto and was paying for subscriptions in a minute."
"No interest, no bills — I just spend what I load."
Crypto credit card — FAQs
What is a crypto credit card?
It's a virtual Visa card funded with crypto that works like a credit card for online payments. You spend a balance you load yourself, so there's no debt or interest.
Is it actually a credit line?
No — it's prepaid and funded with your crypto, so you only spend what you load. That means no debt, no interest and no credit check.
Is there a credit check or KYC?
No credit check, and the basic tier needs no KYC — sign up with an email and fund your card to begin.
How fast can I get it?
About 60 seconds — sign up, fund with crypto and your virtual Visa card is ready the same minute.
Where can I use it?
Anywhere Visa is accepted online, across 190+ countries, with no FX markup on your spending.
Get your crypto credit card
Works like credit online but funded with your crypto — no bank account, no credit check, issued in about 60 seconds.
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